Surplus Funds Recovery

Ruthless Octopus

Relentless about returning what's rightfully yours.

What It Is

Lost a Property to a Tax Sale? You May Be Owed Money.

When a property is sold at a tax sale, it often sells for more than the taxes that were owed. That extra money is called surplus funds (or "overages") — and by law it belongs to the former owner or their heirs.

Most people never hear about it. The money sits with the county, unclaimed, until someone comes looking. That's where we come in.

How It Works

Three Simple Steps

1

We Find It

We research tax sale records to locate surplus funds and the rightful owners or heirs.

2

We Handle the Paperwork

We gather the documents and prepare the claim, so you aren't stuck sorting through county forms.

3

You Get Paid

Once the claim is approved, the funds are released to you.

Why Ruthless

The Name Means Something.

Ruthless means relentless. We don't give up on a claim because the paperwork is tedious or the trail goes cold.

Did You Know

An octopus has one central brain plus a cluster of neurons in each of its eight arms, so every arm can work on its own while the whole animal stays in control. That's the kind of focus your claim deserves.

Get Started

Let's Find Out What's Yours.

Got a letter or call from us, or think you might be owed money? Reach out. We're happy to answer your questions.

Ruthie Ginter, Owner · ruthie@ruthless-octopus.com · (859) 437-0296

Ruthless Octopus is not a law firm and does not give legal advice. Former owners may be able to file a claim directly with the county or court on their own. We offer to do the research and paperwork for you.